It happens. Knowing these steps can reduce problems later.
Here are some important things to do in the event of an accident.
1.) Stop! Take a long, deep breath and don’t panic. The accident is over. It’s time for control.
2.) Examine yourself, your passengers, and any bystanders who may have been involved. If anyone is not responding or moving, tend to them first.
3.) Examine occupants of the other vehicle and confirm vehicle damage or personal injuries. This is not a time for accusations and name calling. Stay calm.
4.) If there are any bleeding injuries, immediately apply pressure. Do not move the injured unless there is some immediate danger from fire or traffic.
5.) Get all occupants and pedestrians to safety and all vehicles off the road. Turn off the ignition. Appoint someone to alert oncoming traffic that an accident has occurred.
6.) Get help. If you don’t have a phone, ask bystanders or witnesses to phone for the police and an ambulance if necessary. Police must be notified of injuries or damages for insurance claims.
Record the following information for an accident record:
1.) The time and location of the accident.
2.) The other drivers' information: their name, address, phone number, and insurance information.
3.) The other automobile’s license number, year, make, and model.
4.) The other vehicle's VIN (vehicle identification number), located on the drivers side beneath the front windshield.
5.) The visible damage sustained by the other vehicle.
6.) The names and contact information of any injured parties.
7.) Note the occupants of the other vehicle and their seating positions.
8.) The names and phone numbers of any witnesses.
9.) Note use of seat belts in the other vehicle.
And make sure you take care of these follow-up details:
1.) Identify yourself.
2.) Identify others involved in the accident.
3.) Make a complete record as detailed above. Write it down. Do not rely on memory alone.
4.) Only the police, your attorney and insurance agent need to hear your opinion of what transpired. Squabbling with the other driver will not do you or anyone else any good.
5.) Draw a street map to place the position of all involved vehicles. Include the time of day, road and weather conditions, and note addresses and highway numbers.
Remember:
1.) You are allowed by law to have your car towed to and repaired at whichever facility you choose.
2.) You really only need one estimate to determine costs.
3.) Select your repair shop carefully. The future safety of you and your passengers will be determined by your choice.
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